New portal for international health insurance
18.01.2011
Dr. Walter, the operator of www.reiseversicherung.com, has developed a satellite site of its popular website: At www.auslandskrankenversicherung.com customers will find excellent insurance solutions at low prices for any trip with a duration of three months or longer.
In addition, the new portal also calls attention to the many specific characteristics that have to be considered when purchasing international health insurance. Do the insured have free choice of doctor or do they need to refer to panel physicians pre-selected by the insurer, are they covered during a temporary stay in Germany, etc. The wide range of information on this new portal also includes expert advice. Special conditions apply, for example, for trips to the US or for seniors. Since the costs for prescription drugs and treatment are particularly high in the United States, many insurance providers demand surcharges or exclude the US as a travel destination. There are, however, also excellent and low-priced insurance solutions that include the US – some of which can be found at www.auslandskrankenversicherung.com. Many insurers also demand higher premiums for seniors, whereas other providers have fixed premiums irrespective of the age of the insured. That’s why it’s good that customers can now find the best insurance solution through this new website.
Dr. Walter offers the following definition for the terms "travel health insurance" and "international health insurance" that are often used inaccurately: Travel health insurance applies for trips up to a maximum of 90 days, whereas international health insurance covers any trip with a duration of three months or longer.
International health insurance aims at long-term travelers, expatriates, overseas residents, seniors who spend the winter abroad, students, volunteers, development workers, language students, au pairs, emigrants, etc. They all have one thing in common: if they stay abroad for a longer period, they are not sufficiently covered by compulsory health insurance. And the longer the journey, the higher the risk of getting sick.
Here’s how the new portal works: In order to find appropriate international health insurance at low prices, customers enter the planned duration of their trip (up to 1 year, up to 5 years, over 5 years or indefinitely). When they have also entered the reason(s) for their stay abroad, the portal suggests one or two appropriate insurance solutions.
When customers have found the right international health insurance solution on our portal, they can easily purchase it online. It’s risk-free thanks to Dr. Walter’s best price guarantee: If they find the selected insurance policy at a lower price elsewhere online, Dr. Walter GmbH will refund the difference.